Homeowner Cash Unlocker
How Jane Unlocked $320,000 from Her Property Without Moving
Meet Jane: A Homeowner Cash Unlocker
Jane, a 68-year-old retired teacher, has lived in her Belconnen home for 20 years. Single and independent, she owns a partially upgraded three-bedroom, one-bathroom home of approximately 145 sqm. Her 1,000 sqm block has been the setting for countless family memories. She loves her quiet street and the close-knit community she’s built over the years.
But as the cost of living rose, Jane found herself struggling to manage her finances on a fixed retirement income.
The Challenge: Jane wanted to enjoy her retirement without financial stress—covering medical expenses, treating herself to the occasional holiday, and supporting her grandchildren’s education.
Selling her home wasn’t an option. She couldn’t imagine leaving the house she loved or the neighborhood where she felt most at ease. However, her block was larger than she needed, and she wanted control over any future development behind her home.
Jane needed a solution that would give her financial freedom without forcing her to move.
The Process
1. Initial Consultation & Feasibility Study – FREE
Jane started with a free consultation to assess her property’s suitability for subdivision. A feasibility study confirmed:
- The block’s potential for unit titling under ACT zoning laws
- The expected market value of the subdivided land
- Any regulatory challenges to address
2. Financial Summary Plan – FREE
A tailored financial plan outlined:
- The estimated value of the subdivided block
- Expected costs and tax implications
- Strategies to maximize profit while minimizing capital gains tax
- Pension and superannuation impact assessment, with expert financial referrals if needed
3. Dual Occupancy Plans – $3,500 + Site Survey (Paid at End)
To ensure the right buyer was attracted, Jane wanted a quality design that suited an owner-occupier, not an investor. Our team created:
- Full development application plans, including site layout, driveway access, and parking
- A design that blended seamlessly with Jane’s existing home
- Infrastructure plans for services like utilities and connections
4. Planning Approvals & Development Application
The Dual Occupancy Canberra team managed the entire process, including:
- Lodging the Development Application (DA)
- Coordinating with ACT Planning, Transport Canberra & utility providers
- Ensuring all legal & regulatory requirements were met
5. Block Preparation & Sale – Maximized Value
To get the best possible sale price, we partnered with Auction Advantage to:
- Prepare the site for sale
- Market the property to the right buyers
- Conduct a competitive auction to secure top-dollar
The Outcome: Jane Unlocked $320,000 in Cash
After expenses, Jane walked away with $320,000 in cash, which allowed her to:
- Pay off outstanding debts
- Set aside a comfortable retirement fund
- Treat herself to a long-awaited holiday
- Support her grandchildren’s education
Most importantly, Jane stayed in her beloved home and neighborhood with minimal disruption to her lifestyle.
To discover if this could work for you.
Please fill in the consultation form:
Why Consider Unlocking Your Block?
Many Canberra homeowners like Jane are house-rich but cash-poor. Subdivision offers a smart solution to:
- Stay in your home while accessing the value of your land
- Generate significant cash without selling your entire property
- Preserve your lifestyle & privacy with a tailored approach
- Benefit from expert guidance to make the process seamless and stress-free
Take the First Step – Free Property Assessment
If you own a large block in Canberra and want to explore how to unlock its value without moving, we’re here to help.
Contact us today for a FREE property assessment and expert advice.
Like Jane, you can achieve financial freedom while staying in the home and community you love.